Contact Us Français

Special Events Insurance.

Multimedia Risk provides cost effective insurance solutions for your Special Event. Whether in Canada, the U.S. or overseas, we can provide your event with insurance.

Contact us early in the event organizing stage for your event. We will then work with you and advise you on insurance arrangements and also make suggestions regarding certain considerations that could reduce risk therefore lower your premium.

As event organizers, there are numerous things that could compromise or even cause the cancellation of the project you have injected so much time and energy into. These ‘occurrences’ could be anything from the venue you had booked being shut down to your key speaker being stuck at an airport in another city.

Special Event Insurance provides short-term liability coverage for organizations or individuals hosting events such as:

  • Art Exhibits
  • Bazaars
  • Carnivals
  • Concerts
  • Country Western Events
  • Cultural Events
  • Fairs
  • Festivals
  • Fireworks Display
  • Parades
  • Street Fairs
  • Trade Shows/Conferences

Legal Liability Exposures for Special Events

As an occupier of premises, you and your organization are responsible for the safety of those attending the event. Occupiers must protect patrons from all foreseeable harm.

Some instances where extra precautions should be considered:

  • Alcohol is served.
  • Children/minors are in attendance.
  • Dangerous/hazardous activities are undertaken such as fireworks, boating, and some sports.
  • Gambling is involved.
  • Large crowds are in attendance.

Applicable permits should always be obtained from your municipal/provincial government to reduce liability relating to violations involving permits. Health requirements should also be followed. Contact your local government for more information regarding your responsibilities regarding special events.

The types of liability often covered for Special Events include:

  • General Liability
  • Liquor Liability
  • Automobile Liability and Physical Damage
  • Third Party Property Damage
  • Rented Equipment, Props, Sets and Wardrobe
  • Participants & Spectators Medical

Get a Quote